I have just submitted an article, on behalf of my employer, to the Australian version of the Journal of Financial Advice. Its a fairly simple message….advisers could better look after their client’s financial needs and goals by increasing their focus on their client’s cash flow needs as opposed to the focus on investment strategy. I know investment strategy is the sexy part….both for adviser and client…but increasing a client’s ability to save will quite often result in a much higher balance and retirement lifestyle then chasing investment returns risk.
Anyway, for anyone interested my draft version can be found by clicking Guaranteeing Investment Success – July 2010.